1. Immediately After Diagnosis:
□ Contact your insurance provider to understand your coverage
□ Schedule a meeting with a financial counselor or navigator
□ Inform your employer and discuss leave options
2. Understanding Your Costs:
□ Request cost estimates for your treatment plan
□ Review your insurance policy's out-of-pocket maximum
□ List potential additional expenses (travel, lodging, etc.)
3. Exploring Financial Assistance:
□ Research disease-specific organizations for financial support
□ Look into copay assistance programs for medications
□ Investigate clinical trials as a potential option
4. Managing Income and Work:
□ Apply for short-term disability if applicable
□ Explore flexible work arrangements with your employer
□ Consider long-term disability insurance if treatment will be extended
5. Budgeting and Expense Management:
□ Create a budget accounting for new medical expenses
□ Identify areas where you can reduce non-essential spending
□ Set up a system to track medical bills and insurance statements
6. Utilizing Community Resources:
□ Contact local organizations for practical support (transportation, meals, etc.)
□ Join support groups for both emotional and practical advice
7. Planning for the Future:
□ Review or set up advance directives and power of attorney
□ Explore options for life insurance benefits, if applicable
8. Staying Organized:
□ Keep a file of all medical bills and insurance correspondence
□ Maintain a log of all treatments, medications, and side effects
9. Communication:
□ Regularly update your healthcare team about your financial concerns
□ Keep family members informed about financial decisions and needs
10. Self-Care:
□ Schedule time for stress-relief activities
□ Seek emotional support through counseling or support groups
Remember: Don't hesitate to ask for help, and revisit this checklist regularly, as your situation may change throughout your treatment journey.